Why might my application be denied?

Applications are evaluated on the following factors:
• Credit score must be at least 550
• Income must be at least $55,000 per year
• On-time payment history and currentness of existing obligations
• Rent-to-income and debt-to-income ratios
• Other unique credit circumstances, such as a bankruptcy or foreclosure

If you are unsure whether you meet the above criteria, find out by starting an application It’s totally free, comes with no obligations, and won’t affect your credit score.